Team Since 2005, Asset Preservation Group's mission has been to provide exceptional financial tax and retirement planning services to your clients throughout the state of Kentucky. Our primary areas of focus are retirement planning, income planning, estate planning and Social Security. We offer each client a blend of services tailored to their specific financial needs. Terry D. Higdon President (502) 653-7981 [email protected] Terry, a lifelong resident of the state of Kentucky, takes great pride in making retirement planning “people friendly.” Terry’s training and experience has helped him gain extensive knowledge in the areas of... Read more Kelly Higdon Director of Operations (502) 653-7981 [email protected] Kelly is Human Resources Services Manager for The Asset Preservation Group. As HR Service Manager, Kelly provides clients with a variety of HR Services. Her duties include payroll & benefits administration, personnel policy development... Read more John H. Ruby Attorney (502) 653-7981 [email protected] Mr. Ruby is a Kentucky native where his family has lived for generations. He honed his business acumen while in college at the University of Louisville Business School where he obtained a Bachelor of Science in Business Administration... Read more Daniel Huff Director of Life Insurance (502) 653-7981 [email protected] Daniel is a born and raised Louisville native. He has degrees in both International Business and Accounting from Bellarmine University where he also played college baseball. After college, he worked at Scudder Investments in Chicago,... Read more Sandra Hutzler Director of Marketing 502-653-7981 [email protected] As the Director of Marketing for The Asset Preservation Group, Sandra focuses her attention on Marketing Development, Social Media, and Productivity. Sandra graduated Magna Cum Laude from the University of Louisville with a Bachelor of... Read more Karli Hill Office Manager (502)-653-7981 [email protected] Karli is originally from Cincinnati, OH and has a Bachelor of Arts degree in Psychology from Northern Kentucky University. She has also taken some courses at the University of Cincinnati to help further her education in the field.... Read more Have a Question? Name Email Question Thank you! Oops!